Gestational carriers, you definitely need to have life insurance to protect you and your family during your journey. It is not at all uncommon to have a term life insurance policy purchased solely for the surrogacy pregnancy. Oftentimes that policy will designate the intended parents as a beneficiary of a portion of the insurance proceeds with the remainder going to whichever beneficiary is designated by the gestational carrier. Even if you have existing life insurance through your employment or a policy you purchased separately prior to your journey, you should evaluate the coverage you have to ensure it is sufficient given your plans to serve as a carrier.
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